Pre-Qualify for Lending
Bank of America and CIT, our friendly lending partners, have approved Atir Enterprises for their Small Business Lending program, and will approve qualified applicants for business loans under the Atir business plan. The general terms are:
- Up To 70% financing of all costs (Franchise Fee, Working Capital, FF&E, Leaseholds)
- 30% non-borrowed cash injection required by franchisee
- No minimum collateral requirements on loans under $500,000
- Over $500,000- must have discounted LTV of 175%
- No industry or management experience required, but must be approved by franchisor and successfully complete training
- Site must project cash flow coverage of 1.25x in the first year after new owner salary draw adjustment
Please contact the team, headed by Deborah Klein, for more information:
CIT Small Business Lending Corporation
1 CIT Drive, Livingston, NJ 07039
Toll-Free: (888)248-5706 x 2078
Fax: (800)328-7420
Email
CIT will be happy to work directly with you in order to discover what options are available to you for Small Business Financing. We hope you will take the time to pursue this excellent opportunity.
CIT Application Process:
- Startup Franchise Checklist (PDF)
- Business Loan Application (PDF)
- Owner Information Form (PDF)




